If you have been involved in an auto accident, you should speak to a Jacksonville auto accident lawyer who fully understands the claims process and the complexities of the law in the state of Florida.
Currently, Florida is considered a no-fault auto insurance state. This means that if you are involved in an auto accident, no matter how tragic it is, your insurance company will pay for your losses and damages up to your policy limits and regardless of who is at fault. These limits must meet the minimum coverage of the state of Florida.
Typically, you will only be paid for lost income and medical expenditures up to your policy limits. Pain and suffering and other expenses over your policy limits are not covered. If your lost wages and medical bills are much higher than the limits of your policy, you may be compensated by filing a lawsuit against the person at fault directly. Not everyone knows what their current policy covers. This makes having a Jacksonville auto accident lawyer on your side more important.
Currently, Florida law requires motorists or drivers carry a minimum of $10,000 of property damage liability (if you own an automobile in the state) and $10,000 of personal injury protection. This is applicable to all self-propelled automobiles with four or more wheels that are registered and licensed in Florida. Lawmakers in the state designed this ruling to reduce the lawsuits between motorists.
Florida auto accident claims can be so complicated and obviously the laws that surround it are extremely technical. If you are planning to file a lawsuit against the person at fault, you and your Jacksonville auto accident lawyer must work together to prove negligence on the part of the defendant by presenting proofs, evidences and eyewitness accounts. You should also prove that the tragic incident happened because of the negligent act of the defendant and that your injuries are the result of the said act.
In order for you to have a valid auto accident claim, your Jacksonville auto accident lawyer should determine the party or parties at fault and evaluate your case well. Careful investigations should be done to effectively prove negligence on the part of the responsible party. Your attorney can examine police reports and Florida traffic laws and talk to witnesses to know who really is at fault for the accident.
Auto accident lawsuits can also be filed against the state or the government for collisions caused by poor road maintenance or design. Malfunctioning traffic signals, inadequate signage or road defects can all cause fatal auto crashes. If this is the case the government may be held accountable for any resulting injuries and damages. Special rules apply to auto accident suits brought against the government or the state and the advice of a Jacksonville auto accident lawyer is necessary for bringing such claims.
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